Many people wrongly believe that they are ineligible for Social Security Disability (SSD) benefits. While disability benefits can be difficult to successfully file for because of the evidence that needs to be provided, it’s likely that you are eligible for benefits if a health condition is preventing you from earning an income.
The main criteria for gaining SSD benefits is being able to show that you are projected to suffer from your health condition for at least one year, or that the condition is terminal. You will also need to show that the condition you are suffering from is pervasive enough to prevent you from carrying out any type of meaningful work. If you are unsure of whether SSD benefits will cover your condition, the following is an overview of the types of conditions that can be covered.
Injury
Being injured in a car accident, at work or as a result of an assault can have severe implications on your independence and lifestyle. Brain injuries can affect a person’s ability to carry out any type of work, as can spinal cord injuries. Those who are only trained in physical professions such as construction may have difficulty finding work as a result of their injury.
Disease
Diseases can be progressive, cause intense pain and suffering, and can even lead to death. Dealing with a disease can make it very difficult for a person to carry out any meaningful work activity, especially because of the need for regular treatment such as chemotherapy and the debilitating symptoms that come with this.
Mental illness
Mental illness is an invisible illness, but it can be debilitating. Conditions such as anxiety, depression and post-traumatic stress disorder (PTSD) can prevent a person from being able to work.
If a physical or mental condition is preventing you from gaining or keeping employment, make sure that you take action to understand your options when it comes to gaining SSD benefits.