When you find yourself in a place where you cannot work and support yourself or your family due to a medical condition, it can compromise your financial well-being and stability. West Virginia individuals who are unable to work because of a medical condition, physical injury or mental disability could qualify for disability benefits through the Social Security Administration.
Not everyone with a serious medical condition is eligible for these benefits. In fact, the SSA has a list of certain types of conditions that could make a person eligible for this type of financial support. While it is possible to get benefits even if your disabling medical issue is not on this list, it can be a lengthy process to get approval on your claim. You may find it beneficial to understand more about eligibility requirements before you proceed with your claim.
The SSA's list of medical conditions
In order to qualify for disability benefits, you must have a physical or mental condition that will prevent you from working for a period of at least 12 months. The type of benefits for which you can apply depend on your income, work history and other factors. The SSA has a general list of the types of medical conditions that often keep people from holding gainful employment, and it includes the following:
- Speech issues and sensory problems
- Respiratory illnesses, such as cystic fibrosis and severe asthma
- Cardiovascular conditions
- Digestives issues, including IBS
- Certain mental disorders
- HIV/AIDs, lupus and other disorders of the immune system
- Neurological problems
- Musculoskeletal problems, such as serious issues with joints
If your medical condition is not on this list, it does not necessarily mean that you do not qualify for disability benefits. Even with a qualifying medical condition commonly accepted by the SSA, it can be a complex process to actually obtain the benefits you deserve.
Fighting for financial security
It's frustrating when your initial claim comes back denied or you are unsure if you even qualify for benefits in the first place. You have the right to seek support for the entire claims process, starting with the initial paperwork.
Navigating the disability claims process is complex, and it can be quite frustrating. You may find it beneficial to seek an evaluation of your case before you begin, which can help you understand more about eligibility requirements and what to do if your medical condition is not on the SSA's list.