Social Security Disability benefits are a vital part of the social safety net in the United States. They provide a crucial source of income for millions of Americans who are unable to work due to illness or injury. These benefits cover a wide range of disabilities, which are discussed below.
Mental illness
Mental illness can be a debilitating condition that makes it impossible to work. Many mental illness diagnoses are eligible for Social Security Disability (SSD) benefits, including bipolar disorder, schizophrenia and major depression. SSD benefits can be a lifeline for people struggling with mental illness. They can provide much-needed financial stability and help people get the treatment they need. Just remember that SSD eligibility is typically based on the severity of a person’s condition rather than his or her diagnosis.
Physical illness
Physical illnesses can also be disabling, making it impossible to work. Some common physical illnesses that qualify someone for SSD benefits include cancer, heart disease and arthritis. Some of these conditions can be very difficult to manage, and SSD benefits not only can help people cope with the costs of treatment, but also enable them to manage their illness and live as comfortably as possible.
Injuries
Accidents happen every day, and SSD is available to people who get injured in accidents. SSD covers on-the-job injuries as well as accidental injuries that occur outside of the workplace. Some of the most common injuries that are SSD-eligible include car accidents, slip and falls, and dog bites. If you’re injured in an accident, SSD can provide vital financial assistance.
SSD benefits can help an injured person pay for hospital bills and other medical expenses until he or she can return to work or find another source of income.
SSD covers many conditions, but not everyone who has an illness or injury is eligible for these benefits. You must have a disability that prevents you from working for at least 12 months or will result in your death. SSD benefits are not available to people who can work even if they have a disability or illness. It is designed for people with serious and disabling conditions that prevent them from working long term.