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social security disability Archives

The odds of getting benefits without a hearing

West Virginia residents who apply for Social Security Disability benefits will likely need to see a judge to have their applications approved. However, there is a chance that a person will obtain benefits without having to do so. About 30 percent of applicants will be approved after submitting their initial claim. Another 15 percent are approved at the reconsideration appeal level. To increase the chances of approval before the hearing level, individuals should see their own doctor.

Honesty is the best policy when disabled

West Virginia residents and others who are applying for disability benefits should reveal everything that ails them. This is a best practice when talking with a disability examiner or with a doctor during a consultative examination. During the application process, both examiners and doctors will look for even the slightest signs that a person is not entirely impaired. In some cases, doctors will observe patients walking into an appointment or how they move during them.

Consultative exams tend to produce denials of disability benefits

The Social Security Administration has a process for evaluating applicants for disability benefits who lack current medical records or any medical records at all. The agency hires physicians to conduct consultative exams on applicants who do not have sufficient documentation of their physical or mental disabilities. Although this might solve problems for disability applicants in West Virginia who have been unable to see a physician, the exams typically result in disapproval.

Obtaining student loan relief after an injury

If a federal student loan is cancelled, forgiven or discharged, it means that there is no further requirement to make payments. It is important for West Virginia residents and others to know that not finishing school is generally not a valid reason for not paying a loan. Typically, loans are discharged because a school shuts down or because of a permanent injury that makes it impossible to work.

How medical records influence disability cases

West Virginia residents should be as specific as possible when telling their doctors about their physical or mental impairments. This is because an examiner is looking for specific evidence of how an impairment limits an individual's ability to work when reviewing a Social Security Disability benefit application. In most cases, an applicant's medical records will determine if that individual is entitled to assistance from the government.

SSD claims and late appeals

For Social Security Disability claim appeals, claimants have 60 days from the date their denial was issued, in addition to five extra days for mailing time, to submit the appeal. Because of the generous amount of time allowed, the Social Security Administration generally require that applicants submit a brand new application if they submitted their appeal after the deadline. However, West Virginia residents who did not submit an appeal of their Social Security Disability claim by the deadline may have recourse in certain situations.

Benefits may be available for those with carpal tunnel syndrome

West Virginia residents who have carpal tunnel syndrome may be able to obtain Social Security disability benefits. This condition, which can be present since birth or acquired at some point in a person's life, is considered a musculoskeletal impairment. While it is believed that carpal tunnel is the result of too much computer use, typing is just one way in which it can be developed. It can also be a symptom of arthritis or diabetes.

What to know about application acceptance rates

Individuals in West Virginia who have a physical or mental disability that prevents them from working or making a gainful living may file for disability benefits. However, the likelihood of an initial application being accepted is relatively low. Typically, about 35 percent of applicants are approved on their first try. After an initial application is denied, an individual has the right to appeal, and he or she has 65 days to do so.

Representation and winning SSD hearings

People in West Virginia who apply for Social Security or Supplemental Security Income benefits and who have to attend a hearing will have a better chance at being successful at the hearing if they have some form of representation. This is because the manner in which disability hearings are conducted is similar to how different types of court proceedings are done. In order to win their case, disability benefits claimants should have a strong case that is properly prepared and whose relevant positions and arguments are effectively presented.

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