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social security disability Archives

Obtaining student loan relief after an injury

If a federal student loan is cancelled, forgiven or discharged, it means that there is no further requirement to make payments. It is important for West Virginia residents and others to know that not finishing school is generally not a valid reason for not paying a loan. Typically, loans are discharged because a school shuts down or because of a permanent injury that makes it impossible to work.

How medical records influence disability cases

West Virginia residents should be as specific as possible when telling their doctors about their physical or mental impairments. This is because an examiner is looking for specific evidence of how an impairment limits an individual's ability to work when reviewing a Social Security Disability benefit application. In most cases, an applicant's medical records will determine if that individual is entitled to assistance from the government.

SSD claims and late appeals

For Social Security Disability claim appeals, claimants have 60 days from the date their denial was issued, in addition to five extra days for mailing time, to submit the appeal. Because of the generous amount of time allowed, the Social Security Administration generally require that applicants submit a brand new application if they submitted their appeal after the deadline. However, West Virginia residents who did not submit an appeal of their Social Security Disability claim by the deadline may have recourse in certain situations.

Benefits may be available for those with carpal tunnel syndrome

West Virginia residents who have carpal tunnel syndrome may be able to obtain Social Security disability benefits. This condition, which can be present since birth or acquired at some point in a person's life, is considered a musculoskeletal impairment. While it is believed that carpal tunnel is the result of too much computer use, typing is just one way in which it can be developed. It can also be a symptom of arthritis or diabetes.

What to know about application acceptance rates

Individuals in West Virginia who have a physical or mental disability that prevents them from working or making a gainful living may file for disability benefits. However, the likelihood of an initial application being accepted is relatively low. Typically, about 35 percent of applicants are approved on their first try. After an initial application is denied, an individual has the right to appeal, and he or she has 65 days to do so.

Representation and winning SSD hearings

People in West Virginia who apply for Social Security or Supplemental Security Income benefits and who have to attend a hearing will have a better chance at being successful at the hearing if they have some form of representation. This is because the manner in which disability hearings are conducted is similar to how different types of court proceedings are done. In order to win their case, disability benefits claimants should have a strong case that is properly prepared and whose relevant positions and arguments are effectively presented.

Benefit applicants shouldn't downplay their pain

When applying for disability benefits in West Virginia, it's important to be honest about pain levels. By minimizing the pain or other impacts of a disability, it could be harder for an applicant to obtain benefits. Those who are required to participate in a consultative examination will be monitored by the doctor examining them throughout the entire process.

Appeals could be key to success for SSDI applicants

People in West Virginia who apply for Social Security Disability Insurance often face an initial denial. This is true even for applicants who have serious disabilities and are currently unable to work. Since denials at the initial stage can be confusing, many are uncertain about the next steps to take. They may think that it is better to file a new application for benefits rather than to go through the appeals process on the denied claim. However, it is generally better to proceed with the appeal.

What to know about receiving disability benefits

When applying for Social Security Disability benefits in West Virginia, it is necessary to show an inability to work for at least the next 12 months. However, this does not mean that applicants cannot work at all. Instead, they must stay below the substantially gainful activity level. Of course, merely not going to work for a period of time doesn't necessarily meet the threshold for obtaining benefits either.

Filing a reconsideration appeal after an SSD denial

West Virginia residents who file for Social Security Disability benefits often face a lengthy process, even when they have serious disabilities that prevent them from working. At the initial stage, many viable disability benefits claims are denied. However, there is a process that applicants can follow to have their claim reconsidered and move forward in the process. The first step after an initial denial is the reconsideration appeal phase.

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